insurances

USAGE SUMMARY

The phrase "insurances" is correct and usable in written English, although it is less common than the singular form "insurance." You can use it when referring to multiple types or policies of insurance, particularly in contexts like finance, healthcare, or risk management.
Example: "The company offers various insurances, including health, auto, and life insurance."

✓ Grammatically correct

News & Media

Encyclopedias

Human-verified examples from authoritative sources

Exact Expressions

52 human-written examples

But like other insurances, once you make a claim, or have an existing condition, insurers either charge a large premium or refuse cover.

The Guardian - Money

Schools, he points out, must take insurances against liability, but "if they acted very wilfully and deceitfully, and committed a crime, they might be [liable] because insurance has certain limits".

The Guardian

Have you also made sure that everyone's insurances and certificates are up to date?

The Guardian

The major milestones in this progress were postal money order service (1864); international money orders (1867); special delivery (1885); parcel post, with its accessory collect on delivery (COD) and insurances services (1913); and certified mail (1955), which provides proof of posting for items without intrinsic value.

Encyclopedia Britannica

For example, somebody wanting to set up a community centre for local young people would need to consider health and safety regulations, as well as insurances and legal issues such as helpers being CRB checked.

Independent

For example, you may be able to get better deals on mobile phones, insurances and utility bills.

Independent

Human-verified similar examples from authoritative sources

Similar Expressions

8 human-written examples

We don't have people that become ill, who die in their apartment because they don't have insurance".

The New York Times

The two supreme court justices thought likely to cast the deciding votes, Anthony Kennedy and the chief justice, John Roberts, appeared deeply sceptical of the government's contention that healthcare regulation is a special case that gives Congress the power to oblige individuals to obtain insurance.

The Guardian

If the Conservatives' latest policy of a cut in national insurance was meant to give him a debating advantage against Vince Cable and Alistair Darling, the plan backfired in spectacular fashion.

The Guardian

The legal argument focused on the challenge to core of the legislation – its requirement that almost all Americans buy health insurance.

The Guardian

George Osborne's proposed "cuts" in national insurance contributions will cost about £5.6bn, according to the Institute for Fiscal Studies.

The Guardian

Expert writing Tips

Best practice

When referring to multiple distinct insurance products or policies, use "insurances". For example, "The company offers a range of "insurances" tailored to different needs."

Common error

Avoid using "insurances" when "insurance" suffices. In many contexts, "insurance" is used as a mass noun, covering all instances without needing the plural.

Linguistic Context

The primary grammatical function of "insurances" is a plural noun. It refers to multiple instances or types of insurance. As Ludwig AI confirms, this form is grammatically correct but less frequent than the singular "insurance".

Expression frequency: Very common

Frequent in

News & Media

67%

Formal & Business

17%

Encyclopedias

8%

Less common in

Science

8%

Academia

0%

Wiki

0%

Ludwig's WRAP-UP

The term "insurances" is the plural form of "insurance", used to denote multiple policies or types of coverage. Ludwig AI confirms its grammatical correctness, though it's less common than the singular "insurance". This guide provides a detailed analysis of its usage, grammatical function, and practical applications. As shown by Ludwig, the phrase is frequently encountered in news and business contexts and is used to specify the presence of multiple insurance arrangements. While grammatically sound, it is essential to consider the context and opt for the singular form when referring to insurance as a general concept rather than specific policies.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

insurance policies

Replaces the plural noun with a more explicit term, clarifying the reference to specific contracts.

types of insurance

Shifts the focus to categories or classifications within the broader concept of insurance.

insurance coverage

Highlights the protective aspect of insurance, emphasizing the scope of what is covered.

guarantees

Focuses on the assurance and protection provided by insurance, emphasizing the security aspect.

indemnity agreements

Uses a more formal and legalistic term for insurance contracts, suitable for professional contexts.

risk management provisions

Emphasizes the role of insurance as part of a broader strategy for managing potential risks.

protection plans

Offers a more general and accessible term for insurance, suitable for a wider audience.

financial safeguards

Highlights the financial security aspect of insurance, emphasizing its role in protecting assets.

assurance policies

Similar to insurance policies but can sometimes imply a greater degree of certainty or long-term coverage.

liability coverage

Specifies a particular type of insurance that protects against legal claims and damages.

FAQs

When is it correct to use "insurances" instead of "insurance"?

Use "insurances" when referring to multiple, distinct types or policies of insurance. For example, "The company offers health, auto, and home "insurances".

What is a good alternative to the word "insurances"?

Depending on the context, you can use alternatives like "insurance policies", "types of insurance", or "insurance coverage".

Is "insurances" a commonly used word in English?

While grammatically correct, "insurances" is less common than the singular form "insurance". Its usage is typically reserved for specific contexts where multiple distinct policies are discussed.

How does the meaning of "insurances" differ from "insurance"?

"Insurance" generally refers to the concept or field, while "insurances" refers to specific instances or types of insurance policies. The plural form highlights the variety or number of policies involved.