But because I have many dependents some of them may get sick and I have to pay" (male respondent, uninsured) One of the issues that were raised regarding employment based health insurance was the practice of insuring professionals only in some organizations.
But to people familiar with the rough and tumble world of individual insurance, the companies' practices are no surprise.
The Affordable Care Act banned insurance companies from the practice of "gender rating" and required all insurance plans to cover the full range of contraception methods and well-woman visits, without a co-pay.
But the insurers seeking to deny coverage may not find it easy to walk away, said Edward M. Joyce, who heads the insurance practice group at the New York office of the law firm of Heller Ehrman White & McAuliffe.
In a later meeting, Davis told Pierce about the conflict with Dye, Schwolsky, and the insurance practice; it was just the kind of personnel imbroglio that Pierce didn't want to deal with.
John H. Gross, a litigation partner and the chief of the insurance coverage practice at Proskauer Rose, a New York law firm, is the treasurer of Mr. Giuliani's federal campaign organization.
Already, some insurance companies have stopped the practice of lending their securities out so that hedge funds can short them; the insurance company, after all, wants the shares to go up.
Insurance industry executives defend the practice by saying the new annuities have features that were not included in older versions and that investors can benefit.
This is what insurance companies call unbundling — the practice followed by doctors and hospitals to break down a treatment into several component parts — in my case the ultrasound and the doctor's examination of the ultrasound as separate procedures.
Re "Medical Fees Are Often Higher for Patients Without Insurance" (front page, April 2): The practice of doctors' fees being "ratcheted down" by managed care companies, which makes it hard for private offices or hospitals to meet expenses and costs, is a discouraging and sad fact of patient care in this country.
