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Rather, it's a version of the so-called insurance score that insurers check when you apply for coverage.
This option also includes access to one's insurance score, which is used by some insurers to set rates (though California bars their use).
Another thing that factors heavily into an insurance score is the purchaser's credit score.
On both Girard's tie-breaking goal and Mike Knuble's insurance score, a loose puck was batted into the net.
But fewer people know about another score with a strong impact on personal finances: the insurance score.
They should also get their insurance score, which should contain information about their claims history, and then shop around for the best rate.
Similar(32)
According to FICO, an analytics firm that helps businesses assess the credit-worthiness of consumers, about 85percentt of insurers use credit-based insurance scores, but the scores can only be used in states where it is legally allowed.
According to FICO, about 90percentt of home insurers use credit-based insurance scores in states where it's allowed.
According to the National Association of Insurance Commissioners, most insurance companies judge us by our credit-based insurance scores.
Mr. Wilson said that consumers could get a copy of their insurance scores once a year for $12.95 by going to the Web site ChoiceTrust.com.
Credit-based insurance scores were introduced in the early 1990s and use certain elements of a person's credit history to predict how likely a consumer is to have an insurance loss.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com