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Harmoni says its insurance excludes responsibility for negligence by nurses.
But Harmoni says its insurance excludes responsibility for negligence by nurses.
Standard homeowners insurance excludes flood damage, and many homeowners neglect to buy a flood policy.
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The company's insurance policy excludes liability for racial discrimination.
In Canada, that would typically buy a single individual his or her full coverage insurance, excluding dental care.
Other European countries (Germany and the Netherlands), nearly all of which have some system of private insurance, exclude the higher income groups from statutory health insurance.
Some patients with insurance excluding IVF had to pay for these procedures.
Such percentage is prescribed by law (such as the Health Insurance Law), uniformly at 30%, for all standard medical services covered by insurance, excluding elderly persons and children.
Indicator variables were constructed for being born in Australia, missing all natural teeth, speaking a language other than English at home, having fallen in the past 12 months, having private health insurance (excluding Medicare) and having a hysterectomy.
Data were obtained from Saskatchewan Health, a provincial government department that oversees ten health care databases [ 11], including outpatient prescriptions and physician services, hospitalizations, and vital statistics for approximately one million residents covered by health insurance (excluding indigenous people [ 12]).
Plenty of insurance policies exclude scooters.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com