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One seasoned American operator, the Institute for the International Education of Students in Chicago, has setup its own programs instead of brokering students.
"Instead of brokering books, we're brokering people's time".
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Mr. Bogle broke from industry tradition in 1977, when Vanguard eliminated upfront sales charges and marketed directly to investors instead of brokers.
Companies like Stumptown have developed innovative and exhaustive systems for procuring some of the finest coffees in the world directly from farmers instead of brokers, improving the quality of the world's best beans and of the coffee that's available for sale.
Instead of treaties brokered in opaque meetings (of the kind now working towards a transatlantic trade and investment partnership) between diplomats and transnational capital – which threaten democracy, the sovereignty of parliaments and the principle of equality before the law – we should demand a set of global fair trade rules.
It showed no intention of brokering a deal, and instead strikes a hostile posture toward California and other states.
One development that has been hurting brokers, Mr. Hicks said, is that instead of letting brokers hold payments from clients for up to 90 days, the insurers now demand swift payment, which reduces potential profit on short-term investments.
The remedy, he said, has been to spend the years since then among constituents instead of power brokers, and focusing on issues instead of tactics -- putting himself through a "gamut of normalcy".
So instead of using brokers and regional branch offices, Direct Line substitutes information technology to improve claims handling, and it passes on some of the cost savings to customers in the form of lower insurance premiums.
And all along the way there have been lawsuits and litigation threats against the Redfin model – a home buyer replaces uses the Redfin service instead of a broker or agent.
Then, there are some jet card buyers who like the convenience of being able to know how much they are going to pay in advance instead of shopping brokers for each flight, but aren't happy with how jet cards are priced for the routes they fly.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com