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"Field inquiry means being more gentle," Judge Herman wrote.
A "soft" inquiry means it isn't shared with other creditors and doesn't affect your credit score.
The new S.E.C. inquiry means that E*Trade is facing two investigations by the commission.
But having a law firm they hired overseeing the inquiry means they can maintain control over information, and minimize any surprises.
Officers say that the attorney general's decision to offer immunity to all evidence presented to a public inquiry means that rail company bosses - if suspected of corporate manslaughter - could be free from prosecution.
Unfortunately, the commission's limited scope of inquiry means that at least one crucial question about the financial debacle remains unanswered.Predictably, the report lays the blame for the bank's problems squarely on the shoulders of Jean-Yves Haberer, its former boss, who was sacked in November.
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The scope of the inquiry meant MPs were able to hear just what these challenges mean in practice.
The launch of the inquiry meant the search for evidence of the Brotherhood's British operation was on.
Steven Messham, one of hundreds of children who were abused over two decades, told BBC Newsnight that the terms of reference of the Waterhouse inquiry meant he was unable to raise abuse that took place outside the care system.
The culture secretary has dramatically reopened the issue of press regulation by questioning whether the second part of the Leveson inquiry, meant to investigate corrupt dealings between the press and police, was still in the public interest.
Ministers have been accused of launching an "unlawful" consultation on the second part of the Leveson inquiry meant to investigate corrupt dealings between the press and police, as well as new legal costs provisions.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com