Sentence examples for individual borrower from inspiring English sources

"When you see two subsidiaries of the same company located in two different countries and paying completely different interest rates for their borrowing," he said, "when you see exactly the same individual borrower, say a young couple that wants to buy a flat, and paying a completely different interest rate on mortgages, then you start asking yourself, maybe there is a problem here".

"Most of our loans go to local Cambodians, but it depends on the cash flow of the individual borrower".

Dean Karlan of Yale University and Jonathan Zinman of Dartmouth College carried out a similar exercise in the Philippines, this time at the level of the individual borrower.

Although the individual borrower is solely responsible for repayments, the group's awareness of the person's financial responsibility has led to strong payback rates of 98%, according to the Grameen Foundation.

Individual borrower repayment rates are excellent, he added, but there are few statistics available for default rates of microfinance institutions; if an institution defaults, how will investors get their equity out without hurting the institution's clients?

There is another way to see it: that absent government regulation, a contract between an individual borrower and a global bank is apt to be a lopsided affair, because of the parties' grossly unequal information.

Individual borrowers say how much they need to borrow (up to $25,000) and the maximum interest rate they will pay.

Companies that need to borrow for investment face cripplingly high real interest rates; most individual borrowers will get nothing at all from their banks.

Individual borrowers and businesses may (and some will) default.

Reports from institutional and individual borrowers across the country indicate this.

So lenders had scant incentive to spend much time scrutinizing the creditworthiness of individual borrowers.