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Like other global banks, HSBC is suffering from its exposure to Argentina, and it increased its provision for bad debt 62percentto to $715 million.
The retailer also said it had increased its provision for any potential payment protection insurance claims by £57m to £92m.
In its results statement, Lloyds also said it had increased its provision for mis-selling interest rate hedging products to small and medium-sized business to £310m in the fourth quarter, taking its total provision for these products to £400m in 2012.
It has massively increased its provision of food aid: whereas before the strife such aid went to 11,000 refugee families, it is now targeting almost 220,000 families.
Barclays increased its provision by £400m, nearly doubling the total amount it has set aside for compensation.
Following the First World War, the college increased its provision to include more generalised courses.
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Barclays Bank said it increased its provisions for bad debts, reflecting concern among banks about loans to troubled companies, including the Enron Corporation in the United States and the phone equipment maker Marconi in Britain.
Last month Co-operative Bank revealed it had increased its provisions for customer redress, in part to cover "an identified breach of the Consumer Credit Act".
American Express said it had increased its provisions for loan losses by 32percentto to $462 million, because of more outstanding card balances and higher loss rates.
NBT, based in Norwich, N.Y., called off the acquisition after BSB said it had significantly increased its provisions for loan losses.
But, like its competitors, Royal Bank increased its provisions for potential bad debts, reflecting exposure to companies including WorldCom.
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CEO of Professional Science Editing for Scientists @ prosciediting.com