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Last year, it missed the 3% target as it did not have sufficient capital and it was given until 2015 to increase its capital base and now has a leverage ratio of 3.3%.
Another possibility would be for the Treasury Department to use some of the $700 billion in bailout money approved by Congress to buy preferred shares in GMAC, which would also increase its capital base.
(See Ambacs Surprisingly Strong Day and Ambac Gets Handout, Not Bailout) Ambac was forced to increase its capital base to cover the rising likelihood of defaults mortgage-backed bonds, a result of the U.S. subprime mortgage crisis.
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Goldman's shareholders, though, arguably suffered more: return on common equity fell by a third, to 13.2 percent, excluding a couple of one-time charges, in part because the bank increased its capital base by 28 percent.
It is based solely on a claim by AT&T that it will increase its capital expenditures.
The deal is the latest by BNP Paribas, which is based in Paris, to increase its capital.
The bank has until 2019 to increase its capital buffer.
The company was looking for ways to increase its capital.
Some regulators also remain doubtful whether recent moves by Deutsche Bank to increase its capital are sufficient.
"As profits continue to improve, we expect business to increase its capital spending," Mr. Floyd said.
In September, Fannie agreed to increase its capital reserve to $9.4 billion.
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