But there has been a modest increase in lending elsewhere.
Financial activity was little changed on balance, although a few Districts noted a modest increase in lending.
Its loan portfolio grew to 53.27 billion reais last year, helped by a 69percentt increase in lending to small and medium-size businesses.
But the OECD urged the ECB to cut interest rates further and take a more active role in supporting an increase in lending to businesses.
The central bank, the People's Bank of China, has been trying with mixed success since last summer to persuade banks to slow their increase in lending.
That is in contrast with rivals like Wells Fargo, where total loans rose 2 percent, or JPMorgan, which recorded a 5 percent increase in lending from 2011.
The CML said this was the third month in a row in which there had been a year-on-year increase in lending for house purchases, following 25 consecutive months in which lending had been lower than a year earlier.
The £238m increase in lending to small and medium sized enterprises, or SMEs, in June is a sharp turnaround on declines of £476m in May and £641m in April.
Unibanco said its loan portfolio grew 2.1percentt from the end of June, and 15percentt from a year earlier, to 30.67 billion reais ($10.86 billion) as a strengthening economy led to an increase in lending.
The number of high loan-to-value mortgages on offer to new buyers increased during the year, and the CML said there was "a modest but discernible increase" in lending at these levels.
A surge in loans for new cars was behind a big increase in lending to households, according to Bank of England figures, which may raise fresh fears that families are falling into the trap of debt-fuelled spending.
