But they will impose interest rates that they would never be allowed to impose such high interest rates in their own countries, in their own mother countries.
As states have imposed interest rate caps, the lenders have shifted their operations to more hospitable places, including Belize, Malta and the West Indies, where they can more easily evade the statewide ceilings on interest rates.
Since June 2013, when the Office of Fair Trading referred the industry for investigation, regulators have imposed interest rate caps, stopped the hated "rollovers" that compounded the fees and told lenders that they could only charge total costs equal to 100% of the original loan.
The practice is widespread among poppy farmers and effectively imposes interest rates of as much as 500percentt per year on the farmer.
But they take the opposite attitude towards consumer credit, imposing interest-rate caps that stop lenders reaching as many people as they otherwise might.
In both the Senate and the House, bills have been introduced to eliminate some of the worst of the fee practices, as well as the ability of credit card issuers to, for instance, impose retroactive interest rate charges.
Switzerland's National Bank (SNB) is to impose an interest rate of minus 0.25% on large amounts of money deposited in the country.
What's more, Clinton insists on imposing an interest rate freeze for five full years.
In a private system, banks will have the power to impose more stringent requirements, making it harder for deserving students who cannot meet some arbitrary criterion to get loans, and also impose higher interest rates.
Will it impose negative interest rates on bank deposits, as the OECD advised today?
