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To fill this gap, we propose two "bucketing" strategies based on constrained optimisation, paying attention to the implications of rating buckets for loan-pricing and adverse selection phenomena.
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But Phil Lachowycz of Fathom Financial Consulting, which has warned about the implications of rate rises, said: "We think there is a housing bubble not just in London but across the country, yet the government is still encouraging people to take on debt through schemes such as Help to Buy.
In these circumstances central banks would be raising rates as a precaution.The implications of low rates for the stockmarket are therefore double-edged.
Further analysis allows us distinguish rates for both cold and excited ions and we examine implications of these rates for studies of the ionospheres of the Jovian planets and their satellites.
David Blake, from Which? Mortgage Advisers, said that borrowers need to plan ahead and understand the implications of a rate rise.
Global markets have been in turmoil as investors digest the implications of interest rates remaining lower for longer than expected, particularly for the banking sector.
The experimental data to date, however, are limited, and fundamental questions remain about the implications of recombination rate heterogeneity.
Make banking arrangements and, if you get a credit card, be sure you understand the implications of interest rates and credit card debt.
Many individual bondholders believe the implications of interest rate fluctuations don't impact them because they will receive their principal value on an individual bond if it is held to maturity.
They can create an operational budget that adds up correctly, but have little knowledge of the workings of the stock and bond markets, the implications of interest rate movements, or of recent economic activity.
Further research could address the underlying causes and implications of high rates of incomplete data.
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CEO of Professional Science Editing for Scientists @ prosciediting.com