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And then there's the natural disaster of a hurricane hitting the beach.
"Even though this is a low-probability event," Mr. Miksad said, referring to a more powerful hurricane hitting the city, "it's worth having the discussion.
A Category 3 hurricane hitting New York would have the same power as a 4 or 5 farther south along the coast, Dr. Coch has warned.
Hermine rose up over the Gulf of Mexico as a category 1 hurricane, hitting Florida and crossing over Georgia before whipping up the Carolinas.
And as a second hurricane season is coming to an end without a hurricane hitting the coasts, 2007 is shaping up to be another lucrative year.
The bet is that by spreading out its investments across an array of catastrophes — a hurricane hitting the northeastern United States, an earthquake roiling Japan — will offer enough diversification to limit risk from any one incident.
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"Say a hurricane hits Cancún," he said.
A hurricane hit the island, and all flights were canceled.
Visit to the Weather Bureau some hours before the hurricane hit New York.
A hurricane hit the fleet and six sailors lost their lives.
A butterfly flaps its wings in Borneo, a hurricane hits the Americas.
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CEO of Professional Science Editing for Scientists @ prosciediting.com