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"human capital accumulation" is correct and usable in written English, and it is often used in business or economic settings.
For example, "The company invested heavily in human capital accumulation to maximize productivity."
Exact(60)
First, human capital accumulation may be neglected.
Does emigration really drain human capital accumulation in origin countries?
Human capital accumulation is bigger in the case of employee households.10.10
The employees' incentives for human capital accumulation seem to be unchanged.
Existing research investigating the effects of human capital accumulation supports this view.
Migrant households are richer and can plausibly spend more resources on human capital accumulation.
Human capital accumulation play an essential role in our model when D t ≤ d ¯ Y t.
So, considering the human capital accumulation is necessary in our model.
Section V explores human capital accumulation in both countries under a common labor market area.
Hence, we can measure the human capital accumulation process very accurately.
These are the liquidity (financial) constraint and human capital accumulation constraint (Dunn and Holtz-Eakin, 2000).
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com