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"The short answer is there does not appear to be a definitive source for identifying how many life insurance policies lay unclaimed by their beneficiaries in the United States," said Michael Barry, a spokesman for the Insurance Information Institute.
Telltale signs of a good broker, and what any potential seller should insist on, include treating the policy as a security; uniform and capped compensation, regardless of the buyer; and disclosure and transparency about how many life settlement companies are being approached for offers (there should be several) and about gross offers and all compensation to all parties.
For example, how many life years does a person of a particular age on average lose due to their cancer diagnosis (individual level), and what is the total number of life-years lost in a particular population (population level)?
The TTO reveals preferences for own current health ('utilities') on a scale anchored between death (0) and perfect health (1) by asking people how many life years they are willing to give up to become perfectly healthy.
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Secondly, to estimate loss of expectation of life conditional on survival to, for example, one and five year after diagnosis, and thirdly to examine how many life-years can potentially be saved at a population level if sex differences in colon cancer survival could be eliminated.
"Today Marisa is aware of how many difficulties life is made of.
No matter how many choices life might bring her way, it was novelist or nothing.
Imagine how many of life's moments you'd capture if you could do so instantly, with one button press.
So goodness knows how many times life started, and then got wiped out by an impact, and re-started.
Food for thought: How many of life's normal, everyday problems do we approach with mindless, automatic thinking that we can remedy any problem with a product?
This all begs the question -- how many other life events might be more effectively, charmingly, creatively, and appropriately communicated if done so without words?
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com