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But as sales of variable products continue to slump, competition for new business will hold term rates down.
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She has also served as an adjunct faculty member at Columbia's School of International and Public Affairs, and held term membership at the Council on Foreign Relations.
But banks and thrifts cannot hold long-term fixed-rate mortgages, because their deposits and debt are predominantly short term.
What do you think 2011 will hold, in terms of design?
Even Ben Bernanke said that such currencies "may hold long-term promise".
No, because I hold long-term views and believe fundamentals in the region remain strong," he said.
In its statement, the Fed said it expected to hold short-term interest rates near zero "at least through mid-2015".
This will hold long-term interest rates below 3% and drive some money into stocks, boosting corporate spirits.
One way would be to announce that it will hold short-term rates at zero for an extended period.
The issue is that one of the ways to get more yield is to hold longer-term bonds.
But she thinks Pixar's animated products and access to Disney's marketing machine hold longer-term promise.
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