hoarding money

USAGE SUMMARY

The phrase "hoarding money" is correct and usable in written English.
It can be used to describe the act of accumulating or storing money excessively, often at the expense of spending or investing it. Example: "During times of economic uncertainty, many people resort to hoarding money instead of making necessary purchases."

✓ Grammatically correct

News & Media

Academia

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

41 human-written examples

With access to bank accounts still restricted and capital controls in place, Cypriots are hoarding money.

The Economist

"The folks in Washington are saying you're hoarding money," Dr. Levin said.

The New York Times

It is not that he is hoarding money toward an early retirement.

The New York Times

For now, many banks are hoarding money rather than lending it.

The New York Times

Another type of proxy data Ober used is a practice people still fall back on in risky times: hoarding money.

Stanford University

THERE is a point at which hoarding money becomes embarrassing, especially if the world considers you a monopolist.

The Economist

Human-verified similar examples from authoritative sources

Similar Expressions

19 human-written examples

"I'm not one of those people who just hoards money," says Greg Shaw, '75.

Massachusetts Institute of Technology

When their animal spirits flag, consumers may hoard money rather than borrow more.

The Economist

He was concerned that during times of financial stress, people hoard money rather than lend it.

The New York Times

And he thinks that in times of anxiety and so on people will start to hoard money.

Yale University

These "candidate superPACs" are often staffed by the candidates' former advisers and are able to hoard money without revealing the donors' names.

The New York Times

Expert writing Tips

Best practice

Use "hoarding money" when you want to emphasize the negative aspects of saving, such as missed opportunities or economic stagnation. It's more evocative than simply saying 'saving'.

Common error

Avoid using "hoarding money" when describing responsible saving for retirement or emergencies. "Hoarding" carries a connotation of excess and potential harm to the economy, whereas /s/saving prudently is generally viewed as positive.

Linguistic Context

The phrase "hoarding money" functions primarily as a noun phrase, where "hoarding" acts as a gerund (a verb form functioning as a noun) modifying the noun "money". It refers to the activity of accumulating money, often with a negative connotation as Ludwig AI correctly highlights.

Expression frequency: Very common

Frequent in

News & Media

60%

Academia

20%

Formal & Business

10%

Less common in

Wiki

5%

Reference

3%

Science

2%

Ludwig's WRAP-UP

The phrase "hoarding money" is a common and grammatically sound expression used to describe the excessive accumulation of wealth, often at the expense of spending or investing. As Ludwig AI points out, it typically carries a negative connotation, implying that such behavior can be detrimental to economic growth. While the phrase is frequently found in news and media, it also appears in academic and formal contexts, suggesting its wide applicability. When using "hoarding money", it's crucial to consider the context to ensure you're accurately conveying the intended meaning. Alternatives like "accumulating funds" or "stockpiling wealth" may be more appropriate depending on the specific nuance you want to convey.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

Accumulating funds

Focuses on the act of gathering money, but it's more neutral and less suggestive of excessive saving.

Stockpiling wealth

Similar to hoarding but suggests a larger scale and a greater variety of assets.

Amassing capital

Implies a strategic accumulation of funds for investment or business purposes.

Saving excessively

Highlights the act of saving to an extreme degree, often beyond what is considered necessary.

Piling up cash

Emphasizes the physical accumulation of money, often in a disorganized or haphazard way.

Keeping funds in reserve

Suggests a strategic holding of money for future needs or opportunities.

Building up a financial cushion

Focuses on the safety and security aspects of accumulating savings.

Stashing away money

Implies a secretive or hidden accumulation of funds.

Sitting on a pile of money

Suggests inaction or a failure to use accumulated wealth effectively.

Refusing to spend

Highlights the unwillingness to use accumulated money, emphasizing the lack of spending.

FAQs

What does it mean to say someone is "hoarding money"?

Saying someone is "hoarding money" implies they are accumulating and keeping money excessively, often refraining from spending or investing it, which can negatively impact the economy.

What are some synonyms for "hoarding money"?

Alternatives to "hoarding money" include "accumulating funds", "stockpiling wealth", or "amassing capital", each with slightly different connotations.

Is "hoarding money" always a bad thing?

The term "hoarding money" usually carries a negative connotation, suggesting an excessive accumulation of wealth that could be used for investment or spending to stimulate the economy. However, the context matters; in times of crisis, some level of increased saving might be a rational response.

How does "hoarding money" affect the economy?

When individuals and institutions "hoard money" instead of spending or investing it, there is less money circulating in the economy. This can lead to reduced demand, slower economic growth, and potentially deflation.