Her worst case scenario: default rates will hit the long-term average of 4.5%.
It stressed that no family will take an immediate cash hit, but the "long term generosity of the welfare system will be cut just as much as was ever intended, as new claimants will receive significantly lower benefits than they would have done before the July changes".
But Mr Loo warns that Samsung's earnings may also take a hit in the long term from this move.
Yet Scorsese is right in both directions the ballyhoo of successful movies, the sense of being in the cultural conversation, sometimes works for bad movies and also for good ones, just as the vigorous discussion of movies that aren't hits is, in the long term, equally irrelevant to the good ones as to the bad ones.
Despite the political logjams, and some expected and unexpected setbacks along the way, Nigeria will likely have more hits than misses in the long term.
The issue of creative fatigue emerges as Electronic Arts and the rest of the video game industry, while on a high-growth trajectory over the long term, have hit a cyclical soft spot.
"We are confident that investing in young talent will pay dividends in the long term". Daniel Bell-Drummond hit back-to-back County Championship centuries at Canterbury in May, then made 127 against Australia in June.
And if a company locks out its employees, it causes a short-term hit to workers' wallets, but in the long term there are usually other employers in the same sector who will hire them.
In the coming weeks, a final selection of projects will receive funding, and while the goal is to implement the designs in the region hit by Sandy, the long-term plan is to adapt them to other settings across the country.
The incentives are for executives to use cash to buy back shares, increasing earnings per share and supporting the share price (to which their compensation is tied) rather than indulging in capex which might pay off over the long-term but hit eps over the short-term.
When the financial crisis hit, some observers thought the long-term nature of many commercial leases would insulate the sector.
