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Patients with the highest deductible had on average 8.6% fewer visits than those with the lowest deductibles.
Using the back-transformation approach, we found that switching from the lowest (<600 Swiss francs) to the next highest deductible (601 1,500 Swiss francs) would save an average of 0.7 sessions per treatment episode.
Higher deductibles: Try your best to opt for the highest deductible possible.
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Typically, the least expensive plans will offer the highest deductibles and co-pays.
For others, a Category 2 hurricane triggers the higher deductible.
We knowingly opted for a higher deductible to keep our monthly premiums lower.
"When consumers move into high deductible plans, they behave differently," Ms. Connolly said.
Interestingly this will further increase the number of people that choose high deductible plans.
However, high deductible plans do have downsides.
The high deductible makes the MSA insurance affordable.
You can lower your premium by taking a higher deductible.
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