So the higher limits in the administration's proposal might not have much effect on saving.
Higher limits from other companies that offer this sort of policy wouldn't cost too much more.
Both Republican and Democrat appropriators have already informally agreed on higher limits for next year's budget.
But the current higher limits are due to expire Sept. 30 unless Congress acts to extend them.
But Mr. Clinton might replace the old caps with new, higher limits that would be extended through the rest of the decade, they said.
The higher limits will continue to force "electoral power upwards," said Bonnie Tenneriello, a staff lawyer at the voting rights group.
The standard Wright coverage would probably fall far short the legal costs in a criminal prosecution, and the company is considering introducing a second option, with higher limits.
Even with higher limits on tax-preferred saving, the government might have a hard time encouraging more people to begin putting money aside.
When the national speed limit was lifted for rural sections of Interstates in the late 80's, almost every state posted higher limits.
The proposed rule changes would have raised the size of the market stake that financial speculators could hold, and exempted commodity index funds from those higher limits.
The study also found that on state highways where the higher limits were in place, actual travel speeds had increased only one mile per hour.
