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The height of the FEBID deposits has been tuned varying the deposition time, where, for example, longer electron beam exposure led to higher deposits.
When it is cut, buyers can put down higher deposits and borrow more.
Morgan Stanley has more long-term debt and higher deposits, both of which stabilize its finances.
One added — perhaps unintended — benefit of higher savings rates, Mr. Rana said, would be higher deposits by Indians living abroad.
Banks are insisting on higher deposits from would-be homeowners, for instance, but such hurdles are less of an impediment for those with lots of cash on hand.
The Cypriots insisted that they couldn't "go beyond a one-digit number for higher deposits," said another official familiar with the discussions.
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Higher deposit rates would also boost household income.
You might also be expected to put a higher deposit down on a property.
The smaller lenders would have to rely on paying higher deposit rates to draw customers.
And it is paying higher deposit rates than many of its peers to attract customers, Bert Ely, a banking consultant, said.
Only the richest Thais would benefit significantly from higher deposit rates, said Therapong Vachirapong, a Merrill Lynch strategist in Bangkok.
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