Though it's still possible for high risk drivers to acquire car insurance, they will likely be faced with higher premiums.
Admiral has been moving to become a more mainstream provider in recent years, reducing its focus on its most profitable segment of higher risk drivers.
Without a recent track record in the United States, Mr. Bartok, a previous policyholder with a squeaky-clean driving record in America and Switzerland, was categorized as a high-risk driver and paid high premiums for almost three years.
In an assigned risk policy, the state where the high-risk driver resides forces a state auto insurance company to take that individual on as a member.
In March, the department approved a 16.7percentt rate rise for Allstate Indemnity, which insures high-risk drivers.
He kicked high-risk drivers off the rolls and raised rates by as much as 40 percent.
But in 1999, the company went after high-risk drivers by offering them preferred rates and discounts up to 35percentt.
The Eagle Insurance Company, which covers about 12,000 high-risk drivers, will no longer handle them for other companies.
One of the four companies that insure high-risk drivers in the state, Eagle Insurance Company, based in Edison, will withdraw from writing high-risk insurance next year.
The one exception was the New York Auto Insurance Program, a state-mandated program that insures high-risk drivers who insurance companies will not voluntarily underwrite.
State regulators have cleared Allstate Insurance Co. of charges that it had sought to avoid selling automobile insurance in urban areas, a violation of a law intended to guarantee coverage for all but the highest-risk drivers.
