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Nine of the households had high doorsteps at the entrance to the house (more than 10 cm), which the older people reported as being either hard to step over or not possible at all.
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Stephen, 40, unemployed, is an example of someone forced to turn from banks and building socities to high interest doorstep lenders - or even loansharks - for help.
Their research showed that as a result, these "financially excluded" were using high interest doorstep lenders, tempted by the low weekly repayments and ignorning the high interest rates of around 252% APR.
Research has shown that disabled people are three times more likely than average to take out high-interest "doorstep" loans.
Ramshackle brick houses stretch on for miles, coal and cabbage piled high by their doorsteps, while sheep graze by the roads.
Anyone who, like me, spent last summer in church halls and village halls, high streets and doorsteps across Scotland will understand this demand for dialogue.
"In Knowsley, there's a high reliance on doorstep credit companies.
The scourge of chuggers isn't only about the individuals impeding our passage through the high street, or doorstepping us in the middle of Strictly.
For example, this possibility is discussed in Giulietti et al.'s (2010) study of search costs in the UK electricity market where there are high levels of doorstep selling activity.
Staffed by a voluntary group of police officers and civilians, it publishes a regular newsletter and links with community groups to make Bristol over-60s more vigilant of the "disproportionately high" number of local doorstep crimes.
Still, the prospect of high-income neighbors at their doorsteps has moved some tenant associations in New York City to hire lawyers and appeal to elected officials to intercede.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com