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"Some of our competitors have started to offer certain types of trades free.
Now some large lenders have started to offer zero down payment mortgages that also allow financing of the closing costs.
According to Meredith Jones of PerTrac Financial Solutions, some funds of funds have started to offer advice to non-investors on where to put their assets.
A number of kayaking companies in Manhattan, as well as points north on the Hudson, have started to offer classes in paddleboarding and group tours.
Some funds have started to offer investor calls quarterly, rather than annually; a few even allow investors to track where their assets are on a daily basis.
Carmakers, for example, often use open-source software in their entertainment consoles, while energy companies have started to offer smart meters to their customers.
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KE Adventure is a trekking specialist that has started to offer family trips in recent years.
Bradesco, a large bank, has started to offer 30-year mortgages, something that would have been unthinkable a short time ago.
As well as offering to modify the software on its phones to suit particular operators, it has started to offer custom handsets.
Now she looks for hotels like the Sorrento in Seattle that has started to offer cultural and social events, including author readings and current event symposiums.
The General Motors Corporation has started to offer early retirement packages to white-collar workers as part of a plan to cut 15percentt of its salaried jobs in the United States and Canada.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com