Exact(23)
Now you have loan demand slowing.
Many states have loan forgiveness programs for doctors entering primary care.
Massachusetts, Maryland and other states also have loan or refinancing programs.
Banks in those countries often lack the expertise to expand overseas and have loan problems of their own.
"It can also be an emergency fund because hardship distributions are allowed, and most plans have loan provisions".
But they often have loan provisions — and another tax nightmare can occur if an employee with an outstanding loan loses his or her job.
Similar(37)
Foreign subsidiaries that have loan-to-deposit ratios (LDRs) in excess of 100% and that rely on cross-border funding from their parents are obvious deleveraging candidates.
But like the two big Irish banks, they have loan-to-deposit ratios above 160 percent, making them dependent on unreliable sources of funds.
Columbia University and the University of Pennsylvania have required students to donate legal work for years, and Yale and Stanford have loan-forgiveness programs similar to Harvard's plans.
Most small and midsize banks in China already have loan-to-deposit ratios that are close to the regulatory limit of 75 percent, while large, state-owned banks like I.C.B.C. have reported ratios of about 65 percent.
Most MFIs have loans with one- or two-year tenures.
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