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A spokesman told Money that it now accepts that it should not have debited the money without giving him notice.
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However, when I saw my credit card bill, I noticed that Lastminute had debited my card £162.00 for this 'ghost' booking.
Sarah says the first thing she knew about it was when she checked her bank statement and found Wonga had debited her account.
And while many people have debit cards that draw directly from their bank accounts, few trust using the cards online.
We want [people] to have debit cards, for example, but the problem is they don't care about them.
They have debit cards, and when they go to the doctor or to the pharmacy, they can swipe the card," Ms. Johnson said.
Only about a fifth of Indians have debit or credit cards and those who do are scared of using them online.
· My wife and I had some financial difficulties a couple of years ago and cannot get a credit card, though we do have debit cards.
Although Iranians are cut off from the outside world financially and do not have access to international credit cards they have debit cards issued by Iranian banks, which work online internally.
And the startup says that 60 million consumers in the U.S. don't have debit or credit cards, which is a huge market to serve.
This is key in the region because only 15% of the region's consumers have debit or credit cards and the vast majority of transactions happen in cash.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com