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"Some people have checking accounts, some don't," said Mr. Tynes, a railroad service attendant.
The prepaid cards are most often used by jobless recipients who don't have checking accounts, and so are ineligible for direct deposit.
Another 17.9 percent have checking or savings accounts, but they still rely on alternative financial services like check cashing, payday loans and pawnshops, which typically have very unfavorable terms for borrowers.
A true cynic might suspect a pump-and-dump scheme: lure people in with a big rebate and then cut it sharply once they have checking accounts set up.
More recently, he started handling phone and utility bill payments for elderly residents and recent immigrants who did not have checking accounts, charging a small fee for each transaction.
City finance officials said the suspension was expected to affect about 4,700 city employees who do not have checking accounts and regularly use the service to cash their paychecks.
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He should have checked.
Some have checked their pants.
He said: 'I have checked.
I have checked it out.
"I should have checked the weather".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com