Allowing higher loan-to-value ratios will boost participation, since many troubled borrowers' home have slid in value significantly.
While certainly return on equity has slid in the sector, the current valuations also indicate that the market may not be fairly valuing the sector.
But Garanti Bank, partially owned by the family firm, Dogus Holding, has since slid in value.
Since a high of $16 last May, the stock has slid to a recent $12, valuing the company at only 0.3 times its $1.9 billion in revenues.
Not the euro, whose value has slid by 13% against the dollar since it was born in January at an exchange rate of about 1.19.
That offer, half cash and half stock, has since declined in value to $41.2 billion as Microsoft's stock has slid.
Liberal religion in this country has slid down that same familiar slide.
Unfortunately, in recent years it has slid backwards.
Two credit rating agencies have slashed South Africa's debt rating in the past month, and the value of the country's currency, the rand, has slid sharply.
Although analysts say some economic fundamentals now appear stronger, the currency has continued to slide in value and foreign investors have stayed away.
