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"has been borrowing" is a correct and commonly used phrase in written English.
It is the present perfect continuous tense of the verb "to borrow," indicating that the action of borrowing started in the past and is still ongoing. You can use "has been borrowing" in various contexts, such as: 1. "He has been borrowing my car every weekend for the past two months." 2. "She has been borrowing money from her parents to pay for her tuition." 3. "The company has been borrowing heavily to finance its expansion plans." 4. "I have noticed that my neighbor has been borrowing tools from me without returning them." 5. "Our team has been borrowing ideas from other successful companies to improve our own strategies."
Exact(43)
It has been borrowing largely and recklessly.
Mr. Spielberg has been borrowing from it for years.
Suppose the government has been borrowing the money to pay for unemployment benefits.
A major stumbling block for Mr. Cherubin has been borrowing money.
As a result, the federal government has been borrowing from bond markets at ever cheaper rates.
warned on Thursday that China has been borrowing heavily — too heavily — to sustain that growth.
Similar(17)
Much of the Estonian vocabulary has been borrowed from German.
Around $3 million has been borrowed under the credit line.
The bulk of this has been borrowed by homeowners and businesses.
Some of this material has been borrowed from F.I.T.'s collections.
A lot of money has been borrowed, leading to a lot of unnecessary debt".
More suggestions(18)
has been money
has been credit
has been finance
has been debt
has precluded borrowing
has brought borrowing
has helped borrowing
has been falling
has lowered borrowing
has increased borrowing
has eased borrowing
has proposed borrowing
has been mounting
has acknowledged borrowing
has reduced borrowing
has been scathing
has left borrowing
has cut borrowing
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com