half loans

USAGE SUMMARY

The phrase "half loans" is not standard in written English and may cause confusion.
It could be used in a context where you are referring to loans that cover only a portion of the total amount needed, but clarity is essential. Example: "The bank offers half loans for those who cannot afford the full amount for their home purchase."

⚠ May contain grammatical issues

Human-verified similar examples from authoritative sources

Similar Expressions

58 human-written examples

"One charity I spoke to said the average was three-and-a-half loans, some had 10, some had 14.

BBC

Nearly half the loans on its books were "low documentation loans" that required less evidence of the borrower's ability to pay than did conventional loans.

The New York Times

About half the loans were "cashouts," where the borrower increases the size of the loan on his existing home.

Huffington Post

Half the loans are from Women's World Banking.

The New York Times

About half those loans are written by companies that are almost entirely unregulated.

The Economist

A year ago, more than half their loans were at least three months past due.

The New York Times

The contract also forgave $4.8 million in debt, half the loans he had received from the company.

The New York Times

(Of this 43.9 billion euros, close to half is loans to Spain's devastated mortgage and commercial real estate sectors).

The New York Times

Wilmington was more exposed than most, with almost half its loans extended to construction and real estate.

The New York Times

The banks (themselves state-owned, for the most part) still dole out almost half their loans to ailing public enterprises.

The Economist

As of December 2003, the EBRD had €527m ($660m) invested in Uzbekistan, just under half in loans to the government.

The Economist

Expert writing Tips

Best practice

When referring to loans that cover a percentage of something, be precise. Instead of "half loans", specify "loans covering half the cost" or "loans for 50% of the amount".

Common error

Avoid using "half loans" without clear context. It's not immediately obvious what 'half' refers to. Specify if it's half the cost, half the value, or a 50% loan.

Linguistic Context

The phrase "half loans" functions as a noun phrase, although it is not considered standard English. It attempts to describe a type of loan but lacks precision. Ludwig AI indicates the phrase is not standard.

Expression frequency: Missing

Frequent in

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Less common in

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Ludwig's WRAP-UP

In summary, the phrase "half loans" is not a standard or widely accepted term in English. As Ludwig AI points out, it lacks clarity and can be ambiguous. It attempts to describe loans that cover 50% of a cost or value, but more precise alternatives, such as "loans covering half the cost" or "partial loans", are recommended. When discussing financial matters, specificity is crucial to ensure clear communication and avoid misunderstandings. Therefore, avoid using the term in formal or professional settings.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

partial loans

Replaces "half" with a synonym indicating a portion of the total loan amount.

fractional loans

Uses "fractional" to specify that the loans represent a fraction of the total.

loans covering half the cost

Specifies what the loans cover, clarifying the 'half' portion.

loans for 50% of the amount

Expresses the 'half' portion as a percentage of the total amount.

loans with 50% coverage

Focuses on the percentage of coverage provided by the loans.

loans up to half the value

Indicates that the loans can cover up to half the total value.

loans with a 50% loan-to-value ratio

Rephrases with the financial term 'loan-to-value ratio' to specify loan coverage.

loans covering half the expense

Specifies loans that contribute to half of a certain expense.

loans offering 50% financing

Presents the loan in terms of its financing proportion.

loans equal to half the required funds

Expresses how the loans relate to the total funds needed.

FAQs

What does "half loans" mean?

"Half loans" is not a standard term. It typically refers to loans that cover 50% of a particular cost or value. To avoid ambiguity, it's better to be specific, such as "loans covering half the cost" or "loans for 50% of the amount".

How to use the concept of "half loans" in a sentence?

Instead of directly using "half loans", clarify the context. For example, say "The program offers loans covering half the cost of tuition" or "We provide loans for 50% of the project's total expenses".

Which is correct, "half loans" or "loans covering half the cost"?

"Loans covering half the cost" is more precise and grammatically sound. "Half loans" is vague and may confuse the reader. Clarity is key in financial contexts.

What can I say instead of "half loans"?

Consider alternatives like "partial loans", "fractional loans", or specify what the loans cover, such as "loans covering half the cost".