guaranteed fee

USAGE SUMMARY

The phrase "guaranteed fee" is correct and usable in written English.
It can be used in contexts where a payment or charge is assured or promised, often in contracts or agreements. Example: "The contractor will receive a guaranteed fee for the project, regardless of the final costs incurred."

✓ Grammatically correct

News & Media

Formal & Business

Academia

Human-verified examples from authoritative sources

Exact Expressions

25 human-written examples

Guarantee fee means one percent of a guaranteed note's average annual unpaid principal balance.

Cornell University

It's an add-on rate known as the guarantee fee.

The New York Times

One way to avoid the guarantee fee is to use a lender that does not sell off its loans — for instance, a community bank or a credit union.

The New York Times

He'd spent almost a thousand dollars on two different accounts between February, 2013, and May, 2015, including an "affair guarantee" fee of two hundred and fifty dollars.

The New Yorker

It would collect a guarantee fee, as would the "private credit enhancer," which the commission says would raise the cost of mortgages to some extent.

The New York Times

Not perfect, but creative Pozen did applaud the guarantee fee charged by Fannie Mae to the banks and brokers, because this fee is currently determined by the government.

Massachusetts Institute of Technology

Human-verified similar examples from authoritative sources

Similar Expressions

35 human-written examples

Moreover, it does not charge guarantee fees appropriately adjusted to reflect these risks.

The New York Times

Helping to defray the cost was $36 billion generated through an increase in mortgage guarantee fees charged by Fannie Mae and Freddie Mac.

The New York Times

But no information was given on how much of last year's $15.8 million of guarantee fees included in-house payments.

The New York Times

If you account for guarantee fees, this means lenders could theoretically offer rates as low as around 4 percent, Mr. Findlay said.

The New York Times

Fannie and Freddie charge guarantee fees as a form of insurance against default for the loans they acquire and resell to investors.

The New York Times

Expert writing Tips

Best practice

In the context of loans or mortgages, remember that "guaranteed fee" often refers to charges by entities like Fannie Mae or Freddie Mac to cover risks associated with the loan.

Common error

Avoid using "guaranteed fee" when you mean a contingency fee, which is only paid if a specific outcome occurs. A "guaranteed fee" is paid regardless of the outcome.

Linguistic Context

The phrase "guaranteed fee" functions primarily as a noun phrase, identifying a specific type of charge or payment that is assured. Ludwig AI indicates that this phrase is grammatically correct and usable in written English.

Expression frequency: Common

Frequent in

News & Media

50%

Formal & Business

30%

Academia

20%

Less common in

Science

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The phrase "guaranteed fee" is a common and grammatically correct term used to denote a charge that is assured, typically in financial or contractual settings. Ludwig AI confirms its proper usage. It is most frequently found in news and media, formal business contexts, and academic sources. Understanding the nuances of "guaranteed fee" is crucial to avoid confusion with similar terms like contingency fees, and to effectively communicate the certainty of a payment in professional environments. When writing, remember that a "guaranteed fee" is paid regardless of the outcome, unlike other types of fees. Key related phrases include "assured payment" and "fixed charge", which can be used depending on the specific context.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

guaranteed payment

Highlights the guarantee aspect with emphasis to the payment and the assurance behind it.

assured payment

Replaces "fee" with "payment", emphasizing the action of paying rather than the charge itself.

guaranteed compensation

Focuses on the act of compensating with a fee that is assured or promised.

fixed charge

Substitutes "guaranteed" with "fixed", highlighting the stability and non-negotiable nature of the fee.

secured fee

Implies that the fee is protected or ensured, similar to "guaranteed".

insurance fee

Highlights the function of the fee as an assurance or insurance against risks or losses.

certain cost

Emphasizes the sureness of the expense, using "certain" in place of "guaranteed".

definite charge

Replaces "guaranteed" with "definite", underscoring the established and unchangeable nature of the charge.

unconditional fee

Indicates that the fee is without conditions or contingencies, thus assured.

warranted fee

Using 'warranted' to suggest the fee is justified and assured, similar to a guarantee.

FAQs

What does "guaranteed fee" mean in the context of SBA loans?

In SBA loans, a "guaranteed fee" is a charge applied by the Small Business Administration for guaranteeing a portion of the loan, reducing risk to the lender.

How does a "fixed charge" differ from a "guaranteed fee"?

While both terms imply a set amount, a "guaranteed fee" often suggests an assurance or backing by a third party, whereas a "fixed charge" simply means the amount is not variable.

What's the effect of increasing guarantee fees on mortgage rates?

An increase in guarantee fees charged by entities like Fannie Mae and Freddie Mac typically results in higher mortgage rates for borrowers, as lenders pass on the increased cost.

Are there situations where I might avoid paying a "guaranteed fee"?

In the context of mortgages, using a lender that does not sell off its loans, like a community bank or credit union, might help you avoid certain guarantee fees. For other scenarios, consider negotiating terms or exploring alternative "assured payment" structures.