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The ANOVA showed significant interaction effects between Group and Segment, between Group and Lag, and between Group, Segment, and Lag.
The Group segment consists of employer group commercial fully-insured medical and specialty health insurance benefits, including dental, vision, and other supplemental health and voluntary insurance benefits, as well as Administrative Services Only ASOO) products.
This group difference was supported by a significant three-way ANOVA interaction between Group, Segment, and Lag.
In addition, the Group segment includes health and wellness products, which are primarily marketed to employer groups, and military services business, primarily the TRICARE South Region contract.
The Passenger Airline Group segment offers passenger services.
The Latin America Coatings Group segment offers aerospace, automotive, marine, and protective coatings.
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The Other Business Group segment distributes IT products, engages in e-commerce activities, and provides IT and cloud services.
The Integrated Global Business Group segment covers businesses outside Japan.
The C&W Group segment provides real estate services.
The International Group segment also offers international employee benefits management to multinational corporations.
The Constituency Management Group segment includes Weber Shandwick, FutureBrand, DeVries, GolinHarris, Jack Morton, and Octagon Worldwide.
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