gross balance

USAGE SUMMARY

The phrase "gross balance" is correct and usable in written English.
It is typically used in financial contexts to refer to the total amount before any deductions or adjustments. Example: "The gross balance of the account shows a significant increase this quarter, indicating strong financial performance."

✓ Grammatically correct

Human-verified similar examples from authoritative sources

Similar Expressions

60 human-written examples

As it will be shown in the next section, considering the total indirect effects widens the difference between the gross bilateral balances of trade and the value-added bilateral balances, mostly because of the way each NAFTA member is integrated with the rest of the world.

Journal of Economic Structures

For example, the FlexDirect current account from Nationwide BS pays 5 per cent gross on balances up to £2,500 for the first 12 months (falling to 1 per cent thereafter).

Independent

Nokia, as of March 31 2012, had gross cash balances of €9.8 billion, and a net cash position of €4.9 billion.

TechCrunch

Lloyds Bank and Santander 123 are tops for those with balances of £3,000-plus, with the latter being the market leader for balances above £5,000 – paying a competitive 3 per cent gross up to balances of £20,000.

Independent

TSB's Classic Plus account pays 5% (4.89% gross variable) on balances of up to £2,000.

The Guardian - Money

HSBC said that the sale represented a premium of 8.75 percent to the gross customer loan balances and that it would record a post-tax gain of $2.4 billion.

The New York Times

Other accounts offering in-credit interest include Nationwide's fee-free FlexDirect online and phone account, which pays 4.89% gross interest on balances up to £2,500, fixed for the first 12 months, and then 1%, provided you pay in £1,000 monthly.

The Guardian - Money

Our gross margins reflect balanced management of pricing pressure versus cost reductions.

Forbes

Over a year, the account will pay interest of £592 gross on a £20,000 balance.

The Guardian - Money

As joint partners both companies will ultimately benefit equally, however running the gross revenues through one balance sheet would benefit the top-line figures of whoever handles the sales – assuming the format is picked up internationally.

The Guardian

It also presents bilateral trade balance in gross terms.

Journal of Economic Structures

Expert writing Tips

Best practice

When using "gross balance", ensure the context clearly indicates what deductions or adjustments are being excluded. For example, specify "gross balance before taxes" or "gross balance before deductions" for clarity.

Common error

Avoid assuming that "gross balance" represents the actual amount available for use. Always clarify whether deductions or adjustments apply to derive the net or usable balance.

Linguistic Context

The phrase "gross balance" functions as a noun phrase, typically used to describe a financial quantity. It specifies the total amount before any deductions or adjustments. According to Ludwig, the phrase is correct and usable in written English, often appearing in financial contexts.

Expression frequency: Missing

Frequent in

News & Media

20%

Science

20%

Formal & Business

20%

Less common in

Encyclopedias

13%

Wiki

7%

Academia

0%

Ludwig's WRAP-UP

The phrase "gross balance" is a noun phrase referring to the total amount before any deductions or adjustments are made. As Ludwig AI points out, it is grammatically correct and most commonly used in financial contexts. While "gross balance" might not be as frequent as other similar terms, it serves a specific purpose in clearly indicating the unadjusted total. When writing, ensure the context is clear and consider specifying what deductions are excluded. Alternatives such as "total balance", "overall balance", or "unadjusted balance" can be used depending on the desired emphasis.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

total balance

Replaces "gross" with "total", focusing on the overall amount without deductions.

overall balance

Similar to "total balance", emphasizing the entirety of the balance.

unadjusted balance

Highlights that the balance has not been modified by any deductions or additions.

raw balance

Emphasizes the unprocessed, original state of the balance.

initial balance

Focuses on the starting amount before any transactions.

pre-tax balance

Specifies that the balance is before taxes are applied, relevant in financial contexts.

pre-deduction balance

Clearly indicates the balance before any deductions are made.

absolute balance

Emphasizes the complete and unrestricted nature of the balance.

aggregate balance

Refers to the combined total of multiple balances.

full balance

Highlights that the balance is complete and not partial.

FAQs

How is "gross balance" typically used in financial contexts?

In financial contexts, "gross balance" refers to the total amount before any deductions, taxes, or other adjustments. It provides a high-level view of the total value without accounting for specific expenses or reductions.

What's the difference between "gross balance" and "net balance"?

"Gross balance" is the total amount before any deductions, while "net balance" is the amount after all applicable deductions, taxes, or adjustments have been applied. The "net balance" represents the actual usable or available amount.

What are some alternatives to using the phrase "gross balance"?

Depending on the context, you can use alternatives like "total balance", "overall balance", or "unadjusted balance" to convey a similar meaning.

When should I use "gross balance" versus another term?

Use "gross balance" when you want to emphasize the total, unadjusted amount, particularly when comparing it to a "net balance" or when specifying that certain deductions have not yet been applied.