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Among them are rules governing credit card use by anyone under 21 years old.
Even before the downgrade, Congress was pressing regulators to finish rules governing credit ratings and the rating agencies.
Moreover, lawmakers say they will propose that rules governing credit bureaus and medical companies are extended to data-collection firms.
Jim Sluzewski, a spokesman for Macy's, said the company abided "by regulations governing credit and collection activities".
Nevertheless, Mr. Banga, 50, is taking over MasterCard as it faces huge challenges, from new rules governing credit and debit cards in the United States to nimble new rivals offering online and wireless transactions.
Moreover, consumers can be more exposed to having their checking balances wiped out because laws regarding debit transactions are not as strict as those governing credit card transactions.
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The deadline is one requirement under the tax code governing credits for coal-based synthetic fuels, known as synfuels.
The S.E.C., which governs credit default swaps on single-name issuers, allows the practice.
But they plan to charge the man under provisions that govern credit card fraud because the country does not have laws for cybercrime.
It may get accelerated by Congress before that, but passed by the Office of Thrift and Supervision, National Credit Union Association, and who am I forgetting, the Fed, all three regulatory bodies that govern credit cards.
It has already negotiated a moratorium on banking covenants governing its credit lines, but analysts say sales of additional assets will probably be necessary.
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