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They are extravagant constructions requiring astronomical rents because above 300ft a third of their volume must go on services.
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With a quarter of this year's budget to go on servicing debt, Spain itself now needs a bailout.
As long as the borrower is determined to hold on to the collateral, he or she will probably go on servicing the debt.
As a student, he also helped start Cornell's Alternative Spring Break program, which still exists today and offers students the chance to go on service learning trips rather than the typical spring break beach trips.
Both are financed from the same taxation pot, but one part (roughly two-thirds) goes on services including the NHS, education, defence and so on.
Local authorities and charities provide excellent foster carers and no one takes any profit; all the money goes on services for children.
Most of Mrs Godoy's budget of 60m reais ($51m) goes on services for the favelas, or shanty towns, that make up much of her municipality.
We need greater transparency about how we spend our money - how much goes on services, and how much is absorbed by organisational costs.
It notes that only 6% of spending on mental health goes on services aimed at children and young people, even though 50% of lifetime mental illness starts by the age of 14.
Existing customers go on-line for service functions such as getting updates on claims.
Others are going on service vacations to rebuild homes in devastated areas.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com