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I also save money by getting cashback on as many purchases as possible.
However, Joe Malinowski of the energyshop warns that this comes with a catch: it has a very high standing charge (the fixed amount you pay daily to your gas and/or electricity supplier) and the price is based on customers getting cashback of 13% of their spend at the end of the year.
" Click through each subsequent step to start getting cashback from purchases from whatever retailer card you choose.
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Get cashback by ordering through a third-party website.
People then went to the Co-op to get cashback, and then they ran out of money.
If you can't find the right machine, get cashback while you're out shopping, as it doesn't incur a fee.
On top of this, you get cashback on your main household bills, provided you have set up direct debits to pay them.
If you can pay it off at the end of the month and avoid charges – or even get cashback, as some cards offer – credit can be convenient and even a good idea.
So, whatever you're buying, first make sure you've identified the right product and only then go to cashback sites and see if you can buy your chosen item through them and get cashback to boot.
The 2013 show may well be the most hands-on since the prize launched in 1984, with visitors able to partake in a silly life-drawing class thanks to David Shrigley – and get cashback courtesy of Tino Sehgal (providing they're willing to chat to one of his performers about the market economy first).
However, getting a cashback card for spending is a "no brainer", says Lewis, for anyone who can pay off the card in full each month.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com