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Do their precarious earnings mean they can't get mortgages?
"The difficulty that they've got is they can't get mortgages.
Tighter lending standards are making it harder for subprime and other weak borrowers to get mortgages.
Of course, most people need appraisals to get mortgages, but not the rich.
"These are people who can't get mortgages right now, and they're primarily living in the shadows".
It could decide to change nothing, leaving some people unable to get mortgages.
In a credit crunch, teachers will still get mortgages when private-sector workers struggle.
It means that people who can get mortgages are piling up private debt.
That made it virtually impossible to get mortgages or home improvement loans.
The "no doc" loans allowed her to get mortgages her income could not sustain.
We get mortgages, children, bank accounts, domestic squabbles and family routines.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com