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But you can also get deferral of capital gains taxes in the regular account just by buying and holding, and if you need access to your money, there is no penalty for withdrawal as there is in the tax-deferred accounts.
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Mr. Romney has said that he would honor any reprieves already approved by the government, and that he would not order the deportation of immigrants who did not get deferrals.
Meanwhile, Russia's defence minister, Sergei Shoigu, announced that all Crimean men of conscription age will get a deferral from the draft for one year.
But Mr. Merrill said that the fees were clearly disclosed and that customers could get a deferral for a payment if they were short on cash when it was due.
In that case you get a deferral until you unload the shares, and when you cash out, you pay tax at the favorable capital gain rate.
Most of the rest get study deferrals or medical exemptions.
Even before getting the deferral, Mr. Rusin insisted that once construction near his restaurant was out of the way and the recession was over, "I should be in pretty good shape here".
They've heard that love - or art, or both - will get you a deferral.
And remember, the deal doesn't buy you a tax exemption; all you get is a deferral.
McIntyre said Apple is a "poster child for why we need to get rid of deferral," and "If they are doing business in real countries and paying taxes, give them a credit, but companies like Apple, it all ends up in a situation where they pay very little in taxes.
He recalled people investing in cattle-feed operations to get a one-year deferral on taxes.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com