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A big advantage of bankruptcy over government-subsidized modifications is that bankruptcy is a difficult process that does not entice anyone to purposely default in order to get better repayment terms.
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Federal loans are cheaper, easier to get and have better repayment options than other types of student loans, Kantrowitz says.
At a later stage this pot can be used to pay a lump sum off her mortgage so she can get better deals, and fixed rates to give her secure monthly repayments.
"Get better".
"We got to get better.
"Will it get better?
"Get better soon!
Could get better.
When they get better?
Citizens get better services.
"We'll get better.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com