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Such generous coverage has come at a cost.
And insurers decide not to offer generous coverage.
They could offer lower-cost health plans, with less generous coverage.
And there is little doubt that more expensive coverage does not always mean more generous coverage.
If people want more generous coverage, they have to pay more.
Economists say the employment trend is still moving away from jobs that provide generous coverage.
Critics argue that the law's requirements will make insurance even more unaffordable by providing overly generous coverage.
Small employers would also probably be hit by the taxes — and, again, not because they offer overly generous coverage.
"If you are a heavy user of health care," he said, "health maintenance organizations have more generous coverage".
The hope is that employers would buy cheaper, less generous coverage for employees, thereby reducing the overuse of medical services.
All the competing plans offer generous coverage above a certain level of spending for those with catastrophic expenses.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com