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So it's disappointing that they can't come up with a way to deliver funds electronically, when it's more convenient for their customers.
The company's future may well rest on its ability to stand on its own, collecting and disseminating funds electronically through smart cards or over the web, unburdened by the cost structure of conventional banks.
In a follow-up e-mail, Mr. Henderson said, "Our expectation is that individuals receiving federal benefit payments such as Social Security will comply with the requirement to receive those funds electronically by direct deposit or the Direct Express card".
E*Trade, the online stockbroker, lets its customers buy any of 5,200 funds electronically, some with sales loads and some without, and offers a feature called PowerSearch to help them choose suitable funds.
They can also help you manage your money better by allowing you to schedule payments at your leisure, knowing that a check will be sent out or funds electronically transferred on the date you specify.
MARCONI P.L.C., London, a telecommunications equipment maker, said it had begun talks to become the sole supplier of wireless machinery for Thrucomm Inc., St . Petersburg Fla., a builder of wireless communications networks used for transferring funds electronically, in a deal worth $650 million.
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Or they can receive the funding electronically in other ways.
Plus, you can redeem them online when you're ready, and have the funds deposited electronically in your checking or savings account.
If you trade online now, you probably won't object to E*Trade's requirement that you agree to receive all fund information electronically.
That's easier than it sounds since investment firms like Vanguard offer a huge array of international mutual funds and electronically-traded funds (ETFs).
Shortly afterwards, PayPal removed the ability for Indian merchants to withdraw funds from accounts electronically in compliance with regulatory instructions.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com