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(Although she has four loans, she said, the top Sallie Mae fee is $150).
Instead, for the same amount she cobbled together four loans of simple, traditional productions of standards like Verdi's "Rigoletto" (from Warsaw) and Puccini's "Bohème" (from Philadelphia).
The inspector general's audit found that among what it called "material origination and closing deficiencies," one in four loans went to borrowers who could not adequately show they were viable.
Stef Gray, 23, a New Yorker who owes $600 a month on four loans, saw it as a predatory effort to squeeze blood from a generation of turnips — graduates already buried under a mountain of student debt.
It must repay four loans totalling €1.6bn (£1.1bn) to the International Monetary Fund next month, starting with a €300m payment on 5 June which is seen as the next crunch point for state coffers.
None has made better use of the cash than Firoza Akhter, a shrewd, flinty young mother who put her profits from four loans into cows, goats, land, a sturdy house and private tutors for her daughter.
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This year the Taplins have four loaned works by Emil Lukas on display.
"I played with four (loan) players, I wanted to bring fresh energy.
Martha has been a client with Opportunity for four loan cycles, each lasting 16-weeks.
There were 139 loan groups at baseline, each overseen and administered by one of four loan officers hired by PRISMA.
She has two loans.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com