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It has also attracted competition from a host of alternative forms of financing.
And it is the very nature of terror groups to leave no traces as they move on to ever-changing forms of financing.
Last week, at the Skoll World Forum in Oxford, the broadcaster Peter Day and an illustrious panel of experts discussed alternative forms of financing social programmes.
Banks hold the key in peripheral countries such as Spain, where smaller firms, especially, have limited access to other forms of financing.
This year he expects his organisation to invest around £75m in social enterprise and to encourage other lenders into the market.But research by Paul Palmer, at Cass Business School, shows that smaller charities, in particular, struggle to adapt to loan-based forms of financing.
The Fed experimented with different forms of financing itself in order to enable a sharp expansion of its balance sheet to accommodate these liquidity facilities.
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In addition, the non-financial utility derived from SR investments appears to be independent of the form of financing the investor provides.
In the past six years crowdfunding has become a popular, if not the most popular, form of financing for hardware startups, potato salad distractions notwithstanding.
Crucially, the political and social attributes of different forms of finance need to be appreciated.
But rival forms of finance for new firms are also growing fast.
Volumes overall fell in 2013 as other forms of finance flourished.
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