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The card charges 0% on purchases and balance transfers for nine months, and has a 0% foreign currency fee.
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When you need to steam on through, avoiding queues, buy a toll tag (saneftolling.co.uk) – a windscreen transponder that sends you a bill later – to avoid foreign currency fees on toll booths that only accept cards.
This article orisinally appeared on VICE AU.
Most common fees include: Monthly service fees Foreign currency conversion fees Foreign exchange sending/receiving fees.
Here's what to consider: many banks issue debit cards that come with a hefty "foreign transaction fee" or "foreign currency exchange" fee.
American Express charges a 2percentt foreign currency conversion fee, which a spokeswoman, Judy Tenzer, said was an increase from the 1percentt fee levied until 1999.
The Nationwide Classic card, for example, has a cash withdrawal fee of 1.5% (a minimum of £1.50), which is at the lower end of the scale, and no foreign currency loading fee.
The 1.5-2.5 1.5-2.5n currency exchange fee that your bank charges.
These so-called "foreign currency conversion fees" are generally not listed on customers' bills, sparking complaints from consumers as word has spread about the practice; at least two lawsuits are now working their way through the courts.
If you plan to use a debit or credit card abroad, consider opening an account with Capital One or Charles Schwab, whose foreign currency exchange fees run as low as 1%.
A man who didn't own a credit card from either company alleged the card issuers weren't properly disclosing foreign currency conversion fees.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com