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The view over a city that reminds the couple at the window of all their lost shags, opportunities squandered for a shared mortgage and parquet floors.
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But mortgage adviser Simon Tyler, of Tyler Mortgage Management, warns that a shared ownership mortgage usually comes with higher rates than mainstream home loans.
"In reality, a shared appreciation mortgage is a pretty good deal for a wide variety of people," said Neil Bader, chief executive of IPI Skyscraper, a Manhattan mortgage lender now offering the loans.
My £450 monthly rent pays for a bedroom in a shared flat, whereas the mortgage on the whole property would be less per month.
The couple had been together for 6 years and shared a mortgage, a business and a pet -- but without the legal protection of marriage, Crone could not stop what happened next.
Upstairs, his waiting room was constantly jam-packed with borrowers and others there for a share of the mortgage money.
Yet raising the deposit for a mortgage on a percentage of a shared ownership property can still prove incredibly difficult.
Known by the acronym SAM, for "shared appreciation mortgage," the loan can also be used to refinance borrowers' current homes or to move up to a more expensive home.
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