January, first month of the Gregorian calendar.
Griffith said in November that the business, which saw membership grow by 18% in the third quarter, was on track for 2012 to be Zipcar's "first full year of profitability".
As the simulated adjustment is symmetric by construction, any monetary policy easing implies a reduction in banks' profitability by the same amount during the first month.
The company had its third year of profitability in 2009.
Fisher also said that CrowdOptic recently celebrated its second quarter of profitability.
That was 38 percent above revenues in the same quarter a year ago, and was its fourth consecutive quarter of profitability.
It was the third straight year of profitability for the company, now a more well-rounded financial-services firm.
The first signs of resurgent profitability came in March, when ITV revealed a welcome £150m surge in cashflow during 2009.
The company expects revenues to hit $100 million in 2010, and says it hit profitability for the first time in the month of October.
The Gap is facing its third year of declining profitability, a reflection of the firms muddied apparel presentation.
