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When fire and theft premiums rise, those who really need insurance still pay up.
At Collingwood, for example, both the damage excess and the fire and theft excess are £350.
"People may not be there that often, so there is the risk of fire and theft".
But by the same token, insurance companies have to speculate that future claims for fire and theft will look like the past.
Our armed forces have been, and should be, our insurance policy – today this government has downgraded our national policy from "fully comp" to "third-party fire and theft".
But to pay the mortgage, they have given up the fire and theft insurance on their own house and many other smaller expenses.
Similar(33)
When I was stealing, I'd go into a store and ask if they had fire-and-theft, pretend I was selling insurance.
Their room was searched, and the diaries, filled with stories of fires and theft, were discovered.
Apparently, addressing the most severely antisocial young people may yield gains for the group concerned [ 3, 13, 14], but antisocial behaviours such as fighting, setting fires, and theft are much more prevalent [ 4- 6].
Even if you back up your data consistently, fire, flood and theft could render the backups useless.
As the years went on, and some of the tapes were lost to fire, flood and theft, the mercurial and often cantankerous Mr. Ziprin often seemed to be sabotaging his own cause, eager to disseminate his grandfather's legacy but reluctant to let it go.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com