As part of the research for the report, a team of Javelin "secret shoppers" tried out the online application process for various types of accounts at 10 major banks, as well as five other institutions including credit unions and online banks, and found convenience sorely lacking in some cases.
These are our planet's inequities - the casualties of a world that finds convenience in ignoring when rights are usurped, and dwells on achievers of power.
"You're not going to find the convenience of a big Kmart".
People who don't feel they have time to stop and rinse with a traditional mouthwash find the convenience of the Pocket Paks appealing, he added.
Additionally, Domina and Koch (2002) find that convenience is an important determinant of recycling behavior.
They find that convenience, site design, and financial security are the dominant factors in consumer assessments of e-satisfaction.
We find that convenience, perceived quality, enjoyment, perceived ease of use and perceived usefulness influence the acceptance of mobile business applications.
But while consumers are highly aware of mobile applications like PayPal Mobile, Google Wallet, Starbucks, and Square, and find the convenience and money-saving incentives appealing, many are holding back from using mobile wallets because of security and privacy concerns.
On the high street, you'll find a convenience store, a bookmakers, and a smattering of pubs, but the outskirts of the town give some clues to the changes that have taken place here in recent years.
