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Ask those whose financial judgement you respect if they can recommend someone personally.
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It's concerning that I cannot seem to get a credit card but it annoys me more that lenders are allowed to make serious financial judgements about you without giving you any information.
Urdan's Credit Suisse paper contains this summary: "While the FTC threat is formidable in terms of possible financial judgements and damage to the DeVry brand, we believe it affects only the rate of decline in the core business," meaning DeVry University, which offers career training, liberal arts, and management programs.
The one thing I know though is that when we, as a society, become more caring and actually seeing each other without judgement, the financial part will be part of a positive ripple effect, as well.
The flaw lies in the judgement of financial capability or incapability being made without adequate heed of the starting points of the individuals so judged.
To illustrate the role of SDT for unpacking judgements of financial abuse of elders, consider a health or social care professional judging the likelihood of financial abuse of an older adult with whom they are working ("yes" they are at risk or "no" they are not at risk).
An educational intervention can improve judgements of financial abuse amongst novice professionals.
And in a statement, the Duchess apologised for a "serious lapse of judgement" and admitted her financial situation is "under stress".
Compromise A humanitarian organisation accepts increasing its response in a country against its own best judgement because of the financial overheads that the humanitarian organisation will receive, allowing it to respond elsewhere.
Moreover, the performance of the PA has to be compared to clinical judgement alone and its financial impacts require evaluation.
Independent from an objective judgement of the individual financial burden, the excessive demand felt by many citizens should be considered very seriously in health and social policy.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com