financial intermediary

USAGE SUMMARY

The phrase "financial intermediary" is correct and usable in written English.
Financial intermediaries are institutions that facilitate financial transactions, such as banks and brokerages, and the term can be used in a variety of contexts. For example, "The role of financial intermediaries is to connect people who need financing with people who have the resources to provide it."

✓ Grammatically correct

News & Media

Science

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

59 human-written examples

A We are a financial intermediary.

The New York Times

In its role as a financial intermediary, a bank accepts deposits and makes loans.

Encyclopedia Britannica

If a financial intermediary does it on behalf of thousands of such small savers, search costs are reduced.

The Economist

Our responsibility as a financial intermediary requires it and our commitment to integrity and the firm's business principles demand it".

The New York Times

Rather, the American capital market was acting like a global financial intermediary, providing essential liquidity to foreign governments and enterprises.

The Economist

(The national nonprofit corporation is a financial intermediary that puts together public and private investments to rebuild neighborhoods).

The New York Times

It is claimed that he conspired with an Italian secret service officer and a financial intermediary to repatriate the cash aboard a private jet.

The Guardian

Bank loan officers can't just issue checks out of thin air; like employees of any financial intermediary, they must buy assets with funds they have on hand.

The New York Times

(Since there tends to be at least one financial intermediary involved in employee payments, there would still be room for collapsing banks to mess things up).

The Economist

But the vast majority of that is us performing our role as a financial intermediary and taking risk to help clients make investments or execute transactions.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

1 human-written examples

One is the role of financial intermediaries, such as banks.

The New Yorker

Expert writing Tips

Best practice

When writing about "financial intermediaries", be specific about their role. For example, specify whether they are involved in lending, investment, or other types of financial transactions.

Common error

Do not use "financial intermediary" as a generic term. Always clarify the type of institution or entity you are referring to, such as a bank, credit union, or investment firm.

Linguistic Context

The phrase "financial intermediary" functions as a noun, typically used to identify an entity that facilitates financial transactions between two or more parties. As Ludwig AI points out, these institutions connect those who need financing with those who have the resources.

Expression frequency: Very common

Frequent in

News & Media

35%

Science

25%

Formal & Business

20%

Less common in

Encyclopedias

5%

Wiki

5%

Reference

5%

Ludwig's WRAP-UP

In summary, "financial intermediary" is a grammatically correct and commonly used noun phrase referring to an institution that facilitates financial transactions. Ludwig AI confirms its proper usage and diverse applications. It appears frequently in news, science, and business contexts. When using this phrase, be specific about the type of intermediary to avoid ambiguity. Alternatives include "financial middleman" or "financial facilitator", depending on the nuance you wish to convey. As Ludwig shows, the examples from a variety of sources demonstrate the term's widespread application and importance in financial discussions.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

financial middleman

Emphasizes the role of connecting two parties in a financial transaction.

financial mediator

Highlights the act of facilitating an agreement between parties.

financial facilitator

Focuses on enabling or making a financial process easier.

financial conduit

Suggests a channel or pathway for financial resources.

financial broker

Implies acting as an agent in financial transactions.

financial brokerage

Refers to the business or service of a financial broker.

financing intermediary

Specifically highlights the intermediation of financing activities.

financial go-between

An informal way to describe someone connecting financial entities.

financial intermediation

The process or activity of acting as a financial intermediary.

fiscal intermediary

Intermediary in government or public finance.

FAQs

What is the role of a "financial intermediary"?

A "financial intermediary" facilitates the flow of funds between lenders and borrowers. They include entities like banks, credit unions, and investment firms, each playing a role in channeling capital from savers to those who need it.

How does a "financial intermediary" make a profit?

A "financial intermediary" typically profits from the spread between the interest rate they charge borrowers and the interest rate they pay to savers, or through fees for services like investment advice or transaction processing.

What are some examples of "financial intermediaries"?

Examples of "financial intermediaries" include banks, credit unions, insurance companies, pension funds, and investment firms. Each specializes in different types of financial services and caters to various client needs.

What is the difference between a "financial intermediary" and a "financial advisor"?

A "financial intermediary" is an institution that connects lenders and borrowers, while a "financial advisor" provides advice to individuals or companies on managing their finances and investments.